Great news is this QQ? Any concept just how much it is going to total up to?
Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X
Duane Castleman says
Did they provide you any such thing on their final reaction first? They did for me but I almost dropped down my seat laughing whenever we see clearly!!
Yes i do believe about 300 .
It has been therefore helpful we have actually delivered the 2nd e-mail if I am honest as I just need these defaults off my account they are ruining my chances of buying a house as I had all the loans on my credit file to PDUK and QQ hoping I get a response back anything will be a bonus.
Just gotten this today. The may be the respond to the letter that is template ? Does not make sense ? Anybody had this of can provide me personally some advice many thanks for the inquiry as well as your persistence although we carried out our research. Our company is needed to make sure that your credit report is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is defined forth within our online privacy policy. Please consider, in case the payment that is contractual agreement maybe maybe not honoured, this might affect your credit history negatively, including a standard being registered.
Our documents suggest loan 1666952 and loan 1772628 contractual payment dates had been maybe perhaps maybe not honoured. We reached away for you many times to e to an affordable repayment arrangement; nevertheless, all tries to find the right re re payment arrangement went unanswered. You had been supplied with that loan of 400.00 GBP on 02/08/2010. Your loan ended up being extended a complete of 4 times. Your final expansion charge re re payment and last repayment had been never ever received in full. Which caused the mortgage to default and later utilized in a party collection agency that is third.
With this being stated defaults registered is accurate and certainly will maybe perhaps not removed.
Since this is certainly our last reaction relating to your issues to your above referenced account, if you should be perhaps not pleased with this oute i must make certain you know about the best accessibility to the Financial Ombudsman provider. There is the directly to refer your plaint towards the Financial Ombudsman provider, cost-free you should do therefore within 6 months for the date for this page. If you don’t refer your plaint over time, the Ombudsman won’t have our authorization to take into account your plaint and thus is only going to have the ability to do this in not a lot of circumstances. For instance, in the event that Ombudsman thinks that the wait ended up being as outcome of exemplary circumstances. I have supplied you with a web link towards the leaflet for the information to help you if you choose to pursue this further plan of action. They may be contacted at
Sara (Financial Obligation Camel) says
While you have actually simply delivered from the plaint, i will be wondering if this will really be addressed to another person and possesses e for your requirements by mistake? Do the loan is recognised by you figures / dates they mention?
Hi Sara, Every Person
We have actuallyn’t updated in some time but have always been happy to say i obtained a reimbursement of slightly below online payday loans Washington 3k from Wonga following the matter decided to go to an Ombudsman (they ignored the adjudicator). The entries have been taken off my personal credit record but I’m surprised to begin to see the rating (that we realize is basically worthless anyhow but even so) has had a total battering. We thought having these entries eliminated would do miracles for my credit history??
Additionally recently had a judgement from an Ombudsman according of Quickquid. Have always been expecting over 3k straight right back from their store- any tips just how long they decide to try shell out? It’s been a now and not a word from them despite my repeated emails to them week. Many Many Thanks all. Jo
Sara (Financial Obligation Camel) says
Until you had defaults or are making an effort to get home financing, having paid back payday advances deleted does not boost your rating much.
Good to listen to the Ombudsman upholding another QQ plaint.
Hi, exactly like to state that Wonga have granted me by having a 3512 reimbursement and I also have actually accepted. I might have in all probability been eligible to a lot more than that but I just desired the nightmare to get rid of. Not to ever bad times scales 6 days from initial plaint
I’m along the way with QQ. nonetheless they appear to there be dragging heels a little.
I will be reviewing the other panies caused me therefore hardship that is much despair.
Sara (Financial Obligation Camel) says
great – you will be the 2nd individual today to obtain an offer in less than 2 months 🙂
Quickquid took over 2 months to have back into me making an offer we expected of 150 from reading these articles. They were told by me locations to go and left it using the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to pay out when I expected them to use the complete 30 business days.
Congrats. QQ did exactly the same in my experience offered me 150 so that it’s gone to your ombudsman.
This web site is great! After reading most of the ments and success tales on right here, we made a plaint to QQ. They took the entire 2 months to produce an offer of 150. We rejected their offer and contacted the ombudsman – within 30 days I have an offer of 1894.30 . ? Ombudsman stated they couldn’t make sure that all of the loans had been unaffordable nevertheless they could see I had bee based upon them ? Simply waiting for payment now
Sara (Financial Obligation Camel) says
Exceptional – had been this from an Adjudicator or made it happen need certainly to head to Ombusdman level?
Simply the adjudicator. I experiencedn’t supplied any bank statements or payslips like QQ had expected either, just my page of plaint.
I obtained the questionnaire that is standard QQ and p2p today simply over per week after requesting soa. Sent a photo of payslip showing my wage slip can’t find bank statement. Additionally told them i acquired letter that is template a financial obligation advise page no name mentioned as nothing in connection with them. Simply have to settle-back and wait now! Also payday express contacted me wanting me personally to verify current email address ? Simply wonga to reply now others have actually answered roll on sept whenever it will all be sorted could keep updated when I get info and hopefully provides
Almost three weeks ago, we sent down plaints to QQ and also to Wonga. Today, we delivered another one off to Wage Day Advance – we thought the interest on that loan had been reasonable however when we seemed straight back I happened to be repaying 94 per month for just two years….and the loan that is initial been for 300!