Prequalify or submit an application for your mortgage in mins
Get that loan estimate
To get your loan estimate, please call certainly one of our specialists that are lending 866.466.0979 during our normal operating hours (Mon-Fri 8 a.m. – 10 p.m. ET, Sat 8 a.m. – 6:30 p.m. ET).The loan estimate shall inform you that which we expect you’ll give you if you choose to move forward, but will not express financing approval.
You’ll be able to make use of our Closing Cost Calculator to calculate your total closing expenses for buying a house.
Please wait a second although we retrieve our rates that are low
failure
Obtain a call straight back
from 1 of our specialists that are lending
By submitting this type, you authorize Bank of America to get hold of you during the phone number or e-mail supplied right right here, also that we not send you marketing information by email if youРІР‚в„ўve previously registered on a Do Not Call registry or requested. You agree we may make use of an auto-dialer to achieve you. You recognize that you’re not necessary to consent to getting autodialed calls/texts as a condition of buying any Bank of America services or products. Any cellular/mobile telephone number you offer may incur fees from your own service that is mobile provider.
Your prequalification
If you are a current consumer please check in to Online Banking, or even please check in being a visitor.
Already prequalified with us? Take control of your prequalification online layer
Today’s low home loan prices вЂ
Prices based on a $200,000 loan in ZIP code 95464
Payment Per Month $XXXX
Payment Per Month $XXXX
Payment Per Month $XXXX
Home loan prices legitimate as of date/time and assume debtor has exceptional credit (including a credit rating of 740 or maybe more). Believed monthly premiums shown consist of major, interest and (if relevant) any needed home loan insurance coverage. supply rates of interest and re re payments are susceptible to increase following the initial fixed-rate period ( five years for a 5/1 supply, 7 years for a online payday loans staffordshire direct lenders 7/1 supply and a decade for a 10/1 supply). Choose the About ARM rates link for important info, including calculated re payments and rate alterations.
Prices based for a $200,000 loan in ZIP rule 95464
30 Year Fixed X.XXXper cent
15 fixed X.XXX year%
5/1 ARM Variable X.XXXper cent
30 fixed X.XXX yearper cent
15 fixed X.XXX year%
5/1 ARM Variable X.XXXper cent
30 fixed X.XXX year
15 fixed X.XXX year
5/1 ARM Variable X.XXX
30 fixed $XXXX year
15 Year Fixed $XXXX
5/1 ARM Adjustable $XXXX
Home loan prices legitimate at the time of date/time and assume debtor has exceptional credit (including a credit rating of 740 or more). Believed monthly premiums shown consist of major, interest and (if relevant) any needed home loan insurance coverage. supply rates of interest and re re re payments are susceptible to increase following the initial fixed-rate duration ( 5 years for a 5/1 supply, 7 years for a 7/1 supply and a decade for a 10/1 supply). Find the About ARM rates link for important info, including calculated re re payments and price corrections.
The interest rate on that loan, indicated as a portion.
Yearly portion yield (APR)
The cost that is annual of loan up to a debtor. Like mortgage, an APR is expressed as a share.
Unlike mortgage loan, but, it offers other costs or costs (such as for example home loan insurance coverage, many closing expenses, points and loan origination costs) to mirror the sum total price of the mortgage.
Points
A sum compensated towards the loan provider, typically at closing, so that you can reduce the attention price. Also called home loan points or discount points. One point equals one per cent for the loan quantity (for instance, 2 points on a $100,000 home loan would equal $2,000).
Payment per month (estimated)
The projected payment includes major, interest and any needed mortgage insurance coverage (for borrowers with significantly less than a 20% advance payment). The re payment exhibited does maybe maybe not add quantities for risk insurance coverage or home fees that may end in an increased real payment per month. For those who have a loan that is adjustable-rate your payment per month may alter yearly (following the initial duration) according to any enhance or decline in the London Interbank Offered speed (LIBOR) index.