Study Good Shepherd Microfinance’s distribution to your Senate’s Inquiry into Australia’s General Insurance business.
Our distribution covers: – Good Shepherd Microfinance’s Good Insurance system – Education and advocacy for individuals on low incomes – Challenges and solutions for the вЂbarriers to entry’ for insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program
Money Ready Toolkit
In collaboration aided by the Queensland Government, Good Shepherd Microfinance produced the cash Ready Toolkit to help individuals prepare, react and get over the economic effect of normal catastrophes. It really is a valuable resource for Queenslanders and anyone residing in catastrophe prone areas.
The Toolkit provides information and tools on planning, responding and coping with normal and disasters that are human-made.
Take control: credit scoring and millennials
This report investigates the data and attitudes of millennials towards credit.
As Australia’s credit reporting framework changes, we think about the future implications of the modifications for millennials, policy manufacturers and industry.
Our findings expose valuable insights from younger Australians towards their credit rating, as well as on handling expenses generally speaking.
Collective actions, leading modification
The launch report associated with the Financial Inclusion Action Arrange (FIAP) system, вЂCollective actions, leading change’, describes the thinking, design and expected effect for the system. In addition includes the commitments produced by the very first twelve organisations to be involved in this program.
Pathways to Resilience: the Financial Inclusion Continuum and mobility that is economic
In Australia, around 3.1 million individuals (16.9percent of adults) lack usage of safe, appropriate and affordable products that are financial solutions such as for instance bank records, credit and insurance coverage 1.
The inclusion that is financial provides Good Shepherd Microfinance using the framework to think about and guide a knowledge of our customers while the forms of help they could have to be economically included.
Report on revenue commissions
Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a submission that is joint a reaction to the Australian Bankers’ Association’s regards to Reference paper ‘Independent breakdown of revenue commissions and product based re re payments’.
The submission talks about: – exactly exactly just How payment and product based re re payment systems affect lending and sales methods – The negative nature of sales-staff behavior as consequence of revenue commissions and product based payments – Ethical banking training – instance studies drawn from Consumer’s Federation of Australia, outlining the ongoing conditions that customers knowledge about Consumer Credit Insurance – Customer-focused banking training being a focus of monetary addition
Everyone Requirements a Savings Buffer
Good Shepherd Microfinance presented a reply to Financial Counselling Australia’s every person Needs a Savings Buffer assessment paper.
Analysis demonstrates that having a cost cost cost savings buffer is a vital necessity for the capacity to handle monetary shocks and develop economic resilience.
Our reaction addresses questions that are several call at the assessment paper, see the report right right right here:
Pathways to resilience: The effect of economic conversations in the economic convenience of NILS candidates
Read our вЂPathways to Resilience’ research report which centers around the effect that economic conversations – a core element of our NILS Program made available from Good Shepherd Microfinance and system lovers – has on building economic capability for our customers.
Topics typically talked about within the conversations between customers consist of: budgeting, avoiding bank charges, handling bills and also the high price of fringe financing. The conversations are created to offer a payday loans with no credit check Tennessee mix of help, information, and good reinforcement to folks who are trying for support.
Working together for better housing and communities that are sustainable
Study Good Shepherd Microfinance’s distribution from the Queensland Government’s ‘performing together for better housing and sustainable communities’ conversation paper.
Our distribution features an amount of possibilities to allow individuals to determine and realise social and financial well-being, including: – Leveraging current companies and positioning between economic and housing services – following through on personal leasing sustainment – using action on house ownership – Financial Inclusion Action Plans – Mitigating the impacts regarding the rising price of power – Improving usage of and flexibility of mortgage loan services and products
Victorian Gender Equality Strategy Consultation Paper
Study Good Shepherd Microfinance’s distribution regarding the Victorian Gender Equality Strategy Consultation Paper. Our distribution shows the ongoing work we have been doing to boost sex equality in Victoria, and makes lots of tips about advancing sex equality.
The submission covers: – secure and affordable economic options for females – Micro-enterprise development for females business owners – Raising knowing of monetary punishment – Financial Inclusion Action Plans – Encouraging sex equality as time goes by of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program
Australian Government’s Reasonably Priced Housing Performing Group
Good Shepherd Microfinance produced distribution into the Government’s Affordable Housing Working that is australian Group. Our distribution recognises the product range of viable housing initiatives designed for consideration and shows the fundamental part of Good Shepherd Microfinance in supplying trusted, client-focused, community-led help for folks on low incomes. Read here for lots more: